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If the public ran insurance companies, texters would pay more

The message is getting across: texting while driving is dangerous. Or at least that might be one take away from an interesting survey recently conducted by CarInsurance.com. The website asked 1,000 people how they would charge people if they ran an insurance company. Many people said they would increase insurance costs for those who text, place surcharges on those who are ticketed for using a cellphone while driving and offering discounts to those who install devices that disable cell phones while driving.

Although there are not currently laws in every state that make the use of cell phones a moving violation, the survey shows a sentiment among drivers that texting or talking on cell phones while driving poses a car accident risk.

When a person is talking on a cell phone or texting while behind the wheel, they might be considered negligent. If they get into a car accident and cause injuries to another person, they should be held accountable. Because on person couldn't wait to check their phone or take a phone call, another person shouldn't have to suffer.

If someone is injured, they might face extremely expensive medical bills. If they can't work, they might not be able to pay for other monthly expenses, putting their financial health at risk in addition to their physical wellbeing.

Speaking with an experienced personal injury attorney after a car accident involving a negligent driver might be a wise decision. They can help a person understand their rights and work to help them seek compensation.

Source: MSN Money, "Survey: Put the hammer to texters," May 13, 2013

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